Shop with Tabby
Shop now, pay later with Tabby: A comprehensive guide to smart payment solutions in Saudi Arabia and the Gulf
Hello,
Welcome everyone! Today we're going to learn about one of the strongest and best payment services in the Arab world— Tabby service.
A service that completely changed the way people shopped, and gave them a freedom that was not available before:
Shop now… and pay later!
No interest, no complications, and no hidden fees.
Whether you live in Saudi Arabia , any Gulf country, or even in the Arab world, Tabby has become the choice of thousands of customers—because it offers a seamless, fast, secure, and budget-friendly shopping experience.
In this long and detailed article, we cover everything you need to know:
- What is Tabi?
- How does the postpaid service work?
- How to buy in 4 installments with no interest?
- Is the Tabby service free?
- How are the funds recovered?
- Tabby and Dubai Fridge: The strongest payment partnership that makes everything easier for you
- Discount codes and offers
- Special section: Tappy advance through Dubai Refrigerator Store – a smart solution for instant cash.
- Why is Tabby considered one of the most important smart payment methods in Saudi Arabia and the Gulf today?
Ready? Let's begin…
What is Tabby? A smart and convenient payment service for every customer.
Tabby is a modern payment platform that has emerged to facilitate the shopping process, giving customers the freedom to pay in the way and at the time that suits them.
Tabby's approach is based on a simple principle:
Buy now… and pay later with no interest and no fees.
Tabby allows you two basic options:
1) Payment 30 days after order shipment means you buy now… the product arrives… and you pay 30 days later.
No fees.
Interest-free.
At no extra cost.
2) Payment in installments over 4 monthly payments without interest
For example, I bought a product worth 400 riyals:
- You only pay 100 riyals today
- After 100 months
- After 100 months
- After 100 months
- And that's it!
- The same price for the item without an increase of one riyal.
This option is the most commonly used in Saudi Arabia because it suits daily budgets and provides great flexibility, especially when buying groceries, appliances, electronics, perfumes, or even clothes.
How does Tabby work? Simple and quick steps
Dealing with Tabby is easier than you can imagine, and the service is designed to be clear and straightforward.
Let's look at the steps:
Step 1: Select Tabby on the checkout page
After you complete your shopping cart and go to checkout, you choose the payment method via Tabby .
Step 2: Link your Mada, Visa, Mastercard, or Apple Pay card
Tabby accepts most bank cards in Saudi Arabia and the Gulf.
Step 3: Instant approval
In seconds—without waiting—the system gives you approval and your identity is verified via mobile number.
Step 4: Complete the purchase
Complete the order as usual… and you will receive a message with details of your installments and payment dates.
And then… everything goes automatically!
How does deferred payment work in Tabby?
Pay Later is one of Tabby's most popular features:
- Buy now
- Receive the product
- Payment is due after 30 days.
The advantage here is that no amount is withdrawn upon purchase; the card is only linked for confirmation, and the remainder is paid later according to the specified date.
No late fees will be charged if payment is made on time.
How does paying in installments over 4 payments work?
The preferred method for most people.
Its details are simple:
If the value of your purchases is 800 riyals:
- First payment upon purchase: 200 riyals
- After one month: 200
- After one month: 200
- After one month: 200
Every payment is fixed… No interest… No fees.
Tabi explains everything to you from the beginning without any hidden costs.
Is the Tabby service free?
Yes!
Tabby's service is completely free for customers as long as you adhere to the payment deadlines.
No benefits
No subscription fees
No file opening fees
No increase in product value
On the contrary… sometimes you get discounts and cashback when using Tappy in some stores such as Dubai Refrigerator Store and others.
How long does the purchase process via Tabby take?
The entire process—from product selection to payment completion—takes less than 60 seconds.
No additional information is needed.
Just your mobile number and bank card.
Is the purchase amount withdrawn immediately?
no.
Tabby will not withdraw any amount without your consent.
● In deferred payment: nothing is deducted until after 30 days
● In installments: Only the first payment is deducted upon purchase
Paying through the Tabby app
The best way to track installments and find out the remaining amounts is through the Tabby mobile app.
The app provides you with:
- Installment schedule
- Payment dates
- Details of each process
- Pre-payment notices
If you use Visa or Mastercard, payments are deducted automatically.
If you are using a "Mada" card in Saudi Arabia, payment is made manually through the following steps:
1- Log in to the Tabby app
2- Select "My Payments"
3- Selecting the order
4- Direct payment
Refunds in case of cancellation or return of an order on Tabby
Refunds are subject to the store's policy.
Once the store registers the return, Tabby will begin refunding you.
If you only paid part of the installments:
- Upcoming installments are being adjusted
- Or cancel the remaining installments
- If you pay more than required, the difference will be refunded.
Return period:
- Saudi Arabia and the UAE: 10 days (Mada cards may take up to 21 days)
- Kuwait and Bahrain: The amount will be refunded to your Tabby wallet.
Tabi: Sharia-compliant and officially licensed
Tabby is authorized by the Saudi Central Bank (SAMA) to operate within the regulatory sandbox.
All services are 100% compliant with Islamic Sharia law.
Tabby also holds a PCI DSS payment data security certification, which is one of the highest levels of data protection.
Tabby and Dubai Fridge: The best shopping experience in Saudi Arabia
Dubai Refrigerator Store is known for its fast delivery service, wholesale prices, and daily offers on food and household products.
Today you can shop from Dubai's refrigerator using Tabby with ease:
- Shop for groceries and food products
- Order your daily needs
- Pay in 4 installments
- Or after 30 days
- And without any benefits
Dubai Refrigerator customers also receive:
Tabby's exclusive offers
Discount coupons
Cashback
Instant payment approval
Create a Tabby business account
If you are a store owner, you can link your store to the Tabby service to boost your sales and provide flexible payment options for your customers.
Tabby offers advanced solutions including:
- Payment gateway
- Managing deferred payment transactions
- Financial reports
- Technical support
- Protection from stumbling
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A separate and expanded section: Tappy advance through Dubai Refrigerator Store — a smart solution for instant cash.
Here we are talking about one of the most in-demand services in Saudi Arabia, especially for people who need immediate liquidity without bank loans or long-term commitments.
The service is simple, easy, and suitable for everyone.
What is the Tabby advance through the Dubai Fridge Shop?
It is an innovative service that gives you the ability to:
- Purchase specific products from Dubai Refrigerator Store via Tabby
- Reselling these products directly
- Receive the sale amount in cash without waiting
This allows you to obtain instant liquidity using your available limit in Tabby, without entering into banking transactions.
Tappy advance via Dubai refrigerator: A smart mechanism for obtaining instant liquidity in a systematic way
If you need quick cash without loans and without complicated banking transactions, the Tappy Loan service through Dubai Refrigerator Store is one of the smart solutions that many customers, grocery store owners, and small shops in Saudi Arabia rely on.
The idea is simple and clear, and it relies on buying products and then reselling them instead of borrowing directly.
How does the Tabby advance service work through Dubai Refrigerator? The service process involves several clear steps:
1️⃣ Choosing the right products for you
Enter the Dubai Refrigerator online store and select a range of products you wish to purchase—whether they are food items, groceries, cleaning supplies, or any other item listed in the store.
2️⃣ Complete the payment process via Tappy
After completing the order, you choose the payment method Tabby (pay later or in installments).
Once approved, the application is considered complete and ready for collection.
3️⃣ Receiving products directly
You receive the products complete as ordered, and you can take them and sell them in any store or use them for resale purposes.
4️⃣ Selling products and obtaining immediate cash
This is where the "loan" comes in:
After receiving the products, you can sell them in your shop, online, or to your regular customers and receive the sale amount in cash, or we can resell them on your behalf .
5️⃣ Additional convenience from Dubai Refrigerator (optional)
If you want the process to be faster, Dubai Refrigerator Store offers an additional option:
We sell the products on your behalf , collect the payment directly, and give you the cash value after the sale is completed.
How does the Tabby loan work via Dubai refrigerator?
Step 1: Selecting products from the Dubai Refrigerator store
Choose products from the Dubai Refrigerator store and place the order, and we will...
Step 2: Pay via Tappy
Payment for products is made through a plan:
- 30 days
- or
- Installments in 4 payments with no interest
Step 3: Reselling the products
Dubai Refrigerator offers you the possibility of reselling selected products on demand.
Step 4: Receive the cash payment
After selling the products, you receive the sale price in cash.
Thus, you obtained immediate liquidity without a loan .
Features of the Tabby loan through the Dubai Refrigerator Store
No bank statement needed
No guarantees needed
A legal and legitimate method
Very fast—just one day
No interest or fees
You get instant cash
Suitable for students, employees, housewives, and even business owners
Who benefits from the loan service?
- Anyone who needs a quick emergency payment
- Those who need to settle a rent payment
- Someone who needs money to buy something important before their salary is deposited
- Anyone who wants to use their limit in Tabi in a smart way
Tabby: The future of payments in Saudi Arabia and the Gulf
Today, Tabby has become an essential part of the online shopping experience in Saudi Arabia and the Gulf.
With deferred payment and installment services, an easy application, and instant approval, the customer experience is better than ever.
Whether you shop at Dubai Fridge or other stores, Tabby gives you greater financial freedom… and makes it easier for you to make stress-free purchasing decisions.
Article Summary
Tabby is more than just a payment method…
It's a revolution in the world of shopping.
Freedom, flexibility, speed, security, interest-free… and strong partnerships with major retailers like Dubai Fridge .
With innovative services like Tappy Salfa, the financial options available to customers in Saudi Arabia and the Gulf are increasing.